You took over the Federal Financial Supervisory Authority in Germany (Bafin) in the summer of 2021 with the task of giving it more assertiveness in the wake of the Wirecard scandal, as the then Finance Minister Olaf Scholz put it. If you were to take stock today, just under five years later: how would you most specifically describe the changes at Bafin, and in which areas do you continue to come up against structural limitations? I think the message was clear five-plus years ago: the German financial system, which is one of the most important in Europe, needs a supervisor